Loans without Collateral in Nigeria

Loan term

We will help you get funds at a low interest rate, quickly and easily

License #105

I work with the right people at the bank to help with issues related to credit history—delays, high debt load, no credit history, lack of proof of income, large families, existing mortgages, etc. For those aged 21 and over, available credit ranges from 850,000 to 27,000,000 Naira. No payment is required until the loan is approved. For all inquiries, please contact us by phone.

150 000 ₦
39 months
15.0% per annum

Quick and Easy Loans: Get Unsecured Funds in Just One Hour!

License #215

Do you have a bad credit history? Are banks refusing to give you a loan? Reach out to us! We work with any credit history! We don’t promise miracles but we are transparent, honest, and reliable! We collaborate with both banks and private lenders.

If you have outstanding payments, the maximum approval amount is 25,000,000 Naira! We do not take any upfront fees. Our commission is only charged after you receive the funds! Requirements: Nigerian citizen, any residency; age between 21 to 70 years old, must be present in Lagos, Abuja, Kano, or Port Harcourt to receive the loan! We are open every day. Call us or send a message!

440 000 ₦
6 months
12.7% per annum

Loans in Lagos and Other Regions, Pay Only After Receiving Funds

License #150

Guaranteed access to cash only with us! As the festive season approaches, we are here to help you solve your financial challenges. Receive up to ten million naira with just your identification, no credit history checks or employment verification required. Enjoy our online application process, flexible terms, and exclusive offers just for you! Reach out to us via email today.

150 000 ₦
18 months

Instant Loan Approval! Up to 5 Million Naira, All Regions Welcome! Bad Credit? No Fees or Insurance Required!

License #104

Consumer loan *as easy as can be* up to 10,000,000 Naira, all you need is a Nigerian passport. Our loan process is designed in such a way that you only need to visit the bank once, spend 20 minutes, and the loan is yours. We keep track of your application at every stage, advocate for your interests, and ensure approval and disbursement of funds. Any credit history is welcome; we bypass all negative factors and work with all regions where the bank has branches. Our service fee is up to 25% of the loan amount given by the bank. Contact us via email.

50 000 ₦
60 months

Get up to ₦25,000,000 in cash without collateral or guarantor!

License #057

Do you have a high credit burden and need effective refinancing? Are banks declining your applications due to a bad credit history? I may be able to assist you. My many years of collaboration with partner banks enable me to secure loans even in the most challenging situations, on clear and attractive terms. All arrangements are tailored to the needs and capabilities of the borrower. Proof of income is not required. It’s possible to obtain a loan secured against real estate. I also work with property refinancing. Loan amounts start from 500,000 naira. For Nigerian citizens over the age of 21, with no criminal record and who are creditworthy. Currently, I am not working with the northern regions. There is a wide selection of loan programs available. All terms are discussed in advance. Work is conducted only under a cooperation agreement with a broker, and commission rates are negotiable. For Lagos, a personal meeting is required, and in most cases, arrangements can be made for other regions. Wishing you all success and financial prosperity. Feel free to reach out.

200 000 ₦
60 months
17.9% per annum

Get the Best Loan Assistance with Easy Terms and Minimal Borrower Requirements.

License #214

Don’t miss the opportunity to secure a loan with maximum benefits at a low bank rate for your preferred term. We provide cash with just two documents and no income verification needed. We work with existing overdue debts (without court judgments). We will assist you in dealing with the bank for a confident and comfortable transaction.

70 000 ₦
45 months
13.9% per annum

Get Help Refinancing Your Debts in Any Situation – Fast Processing with Convenient Payment Options

License #058

I work with all regions to the best of my ability. I offer personal loans from my own funds at an annual interest rate of 10 percent. I work with both individuals and small business owners. Loan amounts are available up to 50,000,000 Naira, with a minimum loan amount of 500,000 Naira. The repayment period can be up to 7 years. Early repayment is allowed without any penalties or fees. I don’t pay attention to your credit history! The main criteria for approval are having no criminal record and being employed. The loan is processed with just two documents. I am neither a bank nor an intermediary. Please contact me via email.

440 000 ₦
60 months
16.0% per annum

Get a Loan with Just Two Documents, Real Support for All Borrowers, No Upfront Fees

License #м

Financial Assistance! Our brokerage firm has been providing loans for over 10 years without any deception, document sales, or upfront fees. We consider all citizens of Nigeria. Loan issuance is conducted in Lagos. The loan amount depends on the credit history. Consultation available by phone.

1 050 000 ₦
18 months
15.0% per annum

Get a Loan with a Promissory Note from a Private Lender

License #214

I offer genuine assistance in securing a loan without rejection, even if you have a poor credit history and overdue payments. Apply remotely for amounts ranging from 500,000 to 1,000,000 Naira. Loan terms range from 1 to 7 years. I don’t work with microfinance organizations and avoid unethical methods like creating fake documents or spamming banks. Through personal connections with partner banks, I can help you get loan approval even in the most challenging cases. No collateral required, no need for false income documents, all under favorable interest rates. You can take the money online via bank transfer or in cash. I oversee your application in the bank at every step until you receive the loan. Interaction with bank staff is finely tuned. Submit your initial application via the email listed on my website. Be sure to provide accurate passport details; actual documents are required during the application process.

45 000 ₦
12 months
19.9% per annum

Expert Assistance for Quick and No Prepayment Loans

License #070

Having trouble getting a loan from banks and MFIs? There’s a solution to secure a low-interest, long-term loan without any collateral or upfront payments from a private lender. We can arrange the loan with a notarized agreement of your choice, right in your region and city of residence. Receive a substantial amount for any of your needs, either in cash or via bank transfer to your account or card. Available exclusively to Nigerians aged 18 and above, with no criminal record or legal restrictions. Ideally, applicants should be employed and free from serious health issues. To apply, simply send your ID and NIN for consideration, along with any inquiries about terms and requirements, to our email at any time, any day.

450 000 ₦
48 months
19.9% per annum

Easy Loan: Walk In and Get Approved, No Paperwork Needed

License #032

Our offer is available for obtaining a loan regardless of your credit history or current financial obligations. Loan amounts range from 1,000,000 to 18,000,000 Naira. Loan agreements can be signed for up to 10 years. We consider all applicants, even those with low creditworthiness. A passport is required, as well as a NIN. Permanent registration in Nigeria is necessary, except for the northern regions. Residence in Lagos and surrounding areas. Applicants must be between 25 and 59 years old. Any complex cases regarding loans, such as payment delays or over-indebtedness, will be resolved individually. We guarantee a positive result. Payment for our services is due upon successful results.

300 000 ₦
63 months
11.0% per annum

Bank and non-bank loans available. No credit history required.

License #068

Enjoy a hassle-free lending experience with us. We not only secure bank approval but also facilitate the disbursement of loan funds in any region where our branches are located. We work with clients who have existing overdue payments and other debt obligations, ensuring a positive bank response to their applications. There are no upfront fees or unclear schemes, no paid contracts or any expenses on the client’s part. Submit your applications electronically.

95 000 ₦
36 months
15.2% per annum

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