Private Lenders in Nigeria

Loan term

Quick Loan Approval and Disbursement

License #035

Get quick access to funds without worrying about your credit score. Receive up to 50 million Naira with just two documents for up to 7 years. We are not a bank or microfinance organization. All terms are transparent and provided before signing. I am available to answer all your questions. Timing is flexible and by agreement. Exclusively for Nigerian citizens with no criminal record.

130 000 ₦
54 months
13.5% per annum

Online Loan to Bank Account with Minimal Documentation, No Guarantors

License #033

We operate across all regions! Offering genuine and effective help in resolving financial challenges. No upfront payments, no advance fees, no guarantors, no collateral required. Approving large sums up to 33 million Naira. Our interest rates are lower than bank rates and tailored to each individual case. We work with both individuals and businesses. Your employment status and relationship with banks do not concern us! Reach out and we will find a solution to any situation today!

1 350 000 ₦
45 months
11.2% per annum

Loans for Borrowers with Poor Credit History, Open Delinquencies, and High Debt Load. NO DOCUMENTS! NO UPFRONT FEES! NO COLLATERAL!

License #102

Get your loan in the shortest possible time, with processing taking just one day. We offer loan amounts ranging from ₦150,000 to ₦3,000,000. Our process is straightforward, with no upfront fees, collateral, or guarantors required. There is no need to purchase or prepay for documents or insurance. Commission fees and complete settlements are done only upon successful completion. Call us today.

150 000 ₦
39 months
19.9% per annum

Loan Options for Those with Poor Credit History and High Debt.

1. Reach out to us for assistance. We will assess your situation and offer you a suitable loan program from our available options, ensuring a guaranteed positive outcome. A negative credit history will not affect the approval decision. 2. We will handle all necessary work to promote and process your loan, ensuring approval through our channels and contacts within the bank. We will set the date for receiving the funds and inform you accordingly. 3. You only need to visit the bank to collect the funds. Residents from all regions of Nigeria can apply for a loan through us. Age requirement is from 25 to 59 years. Loan amounts range from 350,000 to 6 million Naira. Our services are paid upon completion of the transaction.

130 000 ₦
12 months
13.9% per annum

Loan Assistance with Bank Support, No Credit History Required

License #050

Reach out to a banking expert if you’re looking for a favorable loan option but have a poor credit history. I assist individuals with negative credit records, financial burdens, and outstanding debts. I offer an alternative solution. By using trusted brokerage methods, I minimize the chances of rejection. I address the reason for the rejection rather than trying to hide it. I successfully help all categories of borrowers obtain loans. My services are available in all cities across the country. I can secure a positive response within 24 hours. I am able to process applications for amounts ranging from ₦500,000 to ₦20,000,000.

420 000 ₦
27 months

Join us for a meeting and get a loan without collateral or upfront fees

License #101

New Year Offer from a Private Lender!
Financial assistance for those with bad credit history, financial burdens, unofficial employment, bank rejections, and other categories of troubled borrowers.
We do not require employment certificates, guarantors, or insurance investments.
Rates reduced until the end of the year – 15% annual.
Flexible repayment schedule tailored to your needs.
Getting a loan with us is easy! Want to know how? Write or call us!

130 000 ₦
33 months
15.0% per annum

I’ll offer you a personal loan at an attractive interest rate.

License #103

I offer loans with a promissory note. To apply, you need an ID card and a bank card in your name. Your credit history doesn’t matter; I consider all cases. Repayments are due once a month, strictly after receipt. Applications are accepted online or at our office in Lagos. Review takes 1 – 2 hours. Funds are transferred to your card without needing to leave your home. You can contact us via email or on Whatsapp.

60 000 ₦
24 months
13.9% per annum

I will provide guaranteed financial assistance on mutually beneficial terms

License #011

If you’re looking to get a loan quickly and without any processing fees, trust us. We offer assistance in obtaining a bank loan directly or through a credit donor with just your passport and tax ID, no documents or unnecessary questions. We take a flexible approach to credit history parameters, evaluating each borrower individually to find a solution for everyone. We help secure up to 15,000,000 Naira, even for those with imperfect credit history, including those with delays, refusals, or low scoring. Our services are available across all regions of Nigeria, with local representatives accompanying you to bank branches. No upfront payments, advances, deposits, or paid contracts.

130 000 ₦
60 months
19.9% per annum

Get Your Funds Quickly with No Advance Fees

License #039

I offer cash loans at a low interest rate to individuals aged 18 and above. You can borrow up to 10 million Naira. The interest rates are much lower than those offered by banks. No upfront payments required, no refusals, and no need for guarantors. There is NO need for collateral like property or a vehicle! This is available to all Nigerian citizens. Even if you have a bad credit history, late payments, are on a blacklist or stop-list, it’s not a problem as I do not check credit scores. I also work closely with the security departments of many banks and can assist you in obtaining a loan. You can apply by sending an email or calling us.

1 350 000 ₦
48 months
13.9% per annum

Get a Same-day Bank Loan, Real Assistance Provided, Any Credit History Welcome

License #035

Get a bank loan today, up to ₦10,000,000 without paperwork or hassle, without leaving your home region. Remote processing with a Nigerian passport, cash disbursement in areas where our bank has branches. We consider all categories of borrowers, including those with a negative credit history. We assist in obtaining a loan regardless of your credit history status. Submit your applications via email.

150 000 ₦
33 months
10.9% per annum

Bank Employees Will Help You Avoid Rejections with No Upfront Payment!

License #107

Need urgent cash to settle debts or perhaps take a vacation? We understand that banks are tightening credit requirements, but don’t worry! We can help you secure a loan from ₦1,000,000 to ₦15,000,000 with any credit history, for up to 7 years and for any purpose.

No collateral, no advance payment, and no fees required.
Simply provide two forms of identification.
No income verification needed!
Available for all regions in Nigeria.

Let us help you get a loan on favorable terms!

1 050 000 ₦
12 months
15.0% per annum

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